Health Insurance Articles

In this section of our website we bring you a growing collection of articles on all aspects of health insurance to help you to find the right medical health insurance policy to meet your own individual needs, or those of your family.

• 5 Tips For People Who Are Considering Becoming An Expatriate - Many thousands of individuals decide to join the expatriate community each year and their move overseas is often the fulfillment of a long-held dream. However, for some the dream rapidly turns into a nightmare and so this article contains five tips to help steer you towards your dream.



• A Few Things To Think About When Choosing A Good Health Insurance Plan - All health insurance is not the same and there are both good and bad plans to choose from, depending on your personal circumstances. Here we look at the main points to consider when choosing health insurance.



• A Nice Surprise If You Cannot Afford Health Insurance - Health insurance is a complex and a lot of people believe that it is something which they simply cannot afford. But, you might be surprised to find that it does not need to be as expensive as you might think to purchase yourself a little peace of mind.



• Child Health Care Insurance And Student Health Insurance - It is easy to overlook the needs of our children when it comes to providing them with adequate health insurance, assuming that they will be eligible for free care while they are young and will be taken care of by their university later in life. Unfortunately, this is not the case.



• Affordable Florida Group Health Insurance - The principles underlying Florida group health insurance schemes might well appear confusing until you go through the rules one at a time.



• Health Insurance For A Low Income Family - In these days of rising health care costs it can be difficult for low income families to find affordable health insurance. Nevertheless, it's still not too difficult if you know where to look and what to look for.



• Affordable Health Insurance With Cancer - Finding affordable health insurance with cancer is not as hard as you might think as long as you know where to look.



• An Alternative To Indemnity Health Insurance And Managed Care - If you cannot decide between a traditional indemnity health insurance plan and a managed care plan then there is now a third option in a preferred provider organization plan.



• An Explanation Of Health Insurance Plan Costs - Health insurance plan costs can be quite complex and before you purchase any policy it is important to make sure that you fully understand all of the costs involved.



• Blue Cross Blue Shield Provides Insurance For One Third Of All Americans - Devised in 1929 to provide health insurance cover for a small group of Dallas school teachers, Blue Cross Blue Shield Insurance now provides cover for one out of every three Americans.



• Do Not Confuse Health Insurance With Life Insurance - Many people are confused by the difference between life insurance and health insurance and are never quite sure what to do when it comes to choosing between the two. Understanding both will make your choice a little easier.



• Exactly What Is Health Insurance? - Health insurance is a complicated subject and your starting point should be a simple understanding of just what the market has to offer.



• Expatriate Health Insurance For US Citizens - Many hundreds of US citizens every year find the attraction of living and working, or retiring, abroad simply too strong to resist. Far too many however head off on this new adventure with little or no thought about expat medical insurance coverage.



• Short Term Health Insurance Coverage - Although there are many reasons for needing short-term health insurance, it is most commonly used when you find yourself between jobs.



• Group Health Insurance Plans And Pre-Existing Conditions - Many people are confused about whether they can be excluded from a group health plan as a result of pre-existing medical conditions so here we take a look at the regulations.



• Health Insurance And The Underwriting Process - Finding low cost high benefit health insurance is not as difficult a task as you might think and one thing that can certainly help is a basic understanding of the underwriting process.



• How The Cost Of Individual Health Insurance Is Calculated - When it comes to comparing health insurance plans many people simply look at the premiums being charged but, as this article will show, there is a lot more to the cost of health insurance than just the monthly premium.



• Individual And Family Affordable Health Insurance Plans - Choosing between an individual health insurance plan and a family health care plan is not always an easy and the choice is not always as simple as you might think.



• Buying Individual Health Insurance In Florida - If you are looking at buying individual health insurance in Florida then it is wise to start by acquainting yourself with Florida health insurance law.



• Is Public Funding The Secret To Family Health Insurance? - The United Kingdom’s National Health Insurance system is the envy of the world and many people believe that it provides the model on which future health care in the United States should be based. But is this the answer to today's health care problem?



• Life Would Be Simpler If We Had One-Size Health Insurance - The world of health insurance has changed considerably in recent years and finding suitable cover is certainly not as easy as it once was.



• One Personal View Of Blue Cross Blue Shield - Blue Cross Blue Shield is the biggest and oldest health care insurer in the US today, but is it the best and is there an alternative?



• The Problems With Purchasing Individual Health Care Plans - As individual health insurance is gradually being replaced by group schemes we are seeing more and more problems with purchasing individual health care plans.



• Purchasing Anthem Blue Cross Blue Shield Family Health Insurance - If you are looking for low cost health insurance in these days of rapidly rising health care costs, then don't forget to check out Blue Cross and Blue Shield health insurance which can often provide excellent cover at very competitive rates.



• Student Health Insurance And Providers - Approximately 1 in 3 college students have no form of health insurance these days and for far too many young people this means that injury and illness could upset their plans for the future.



• The Best Way To Apply For A Health Insurance Plan - Once you've decided upon the best health insurance plan to meet your needs and budget the process of applying for cover today is, thankfully, very simple.



• The Cost Of Medical Care Without Health Insurance - The cost of medical care for those people who not not have health insurance extends beyond the simple financial cost and can be devastating to both individuals and families.



• The Role Of The Health Insurance Broker In The US - The health insurance market can be a bewildering place and trying to read a contract can be a little bit like reading something in a foreign language. It is here that the health insurance broker can prove to be your best friend.



• Understanding A Traditional Indemnity Health Insurance Plan - Although indemnity health insurance plans are declining in popularity they still provide a degree of choice and security which may people wish to see in a health insurance policy.



• Understanding The Benefits Of Private Health Insurance Plans - Health insurance plan benefits are not always what you expect. Many people believe that their health insurance policy will covered them for all medical eventualities. Unfortunately, this is not the case.



• Understanding Temporary or Short Term Health Insurance - Temporary or short term health insurance exists to provide cover during periods when you find yourself without permanent cover and you need to know exactly what you are looking at when it comes to purchasing a plan.



• COBRA Health Insurance Coverage - COBRA insurance was established by the Consolidated Omnibus Budget Reconciliation Act of 1985 and provides temporary health insurance cover in the event of loss of employment o a change in employment circumstances.



• Understanding Medical Insurance Claim Forms - You would think that it should be easy to make a health insurance plan claim but, unfortunately, this is not always the case.



• What Do You Do If You Are A Victim Of Health Insurance Fraud? - Health insurance fraud is extremely lucrative for the perpetrators and is a particularly nasty form of fraud. Here we give tips on avoiding health insurance fraud and some advice should you be unfortunate enough to find that you are a victim.



• What Do You Do When Your Insurance Company Will Not Pay? - No matter how good your health insurance plan is there will inevitably come a day when your insurance company will reject a claim. However, with the right knowledge, you may well be able to get your claim met or at least to reduce your bill.



• What Is Major Medical Coverage Insurance? - Major medical insurance coverage is a popular choice for many people but it is important to understand just how it fits into the overall scheme of health insurance today.



• What Is So Special About California State Medical Insurance? - California state health insurance policies are designed to provide considerable benefits to California residents and to reduce health care costs for the state.



• What Makes A Health Insurance Plan So Expensive? - The cost of traditional indemnity health insurance plans is simply too high and out of the reach of many people. But just what is it that makes a health insurance plan so expensive?



• What To Consider With Individuals And Families Low Cost Health Insurance Plans - When looking for individuals and families low cost health insurance plans many people fall into the trap of selecting a policy on the basis of the wrong criteria.



• When Is It Best To Buy A Managed Health Care Insurance Plan? - Many people today are turning away from traditional indemnity health insurance plans in favor of managed care plans but, unless you fully understand the difference between the two, it is very easy to make the wrong choice.



• When Is It Best To Buy A Traditional Indemnity Health Insurance Plan - The choice of health insurance plans today is complex and it is can be difficult to decide upon the type of insurance you should buy. Although not as popular as it one was, traditional indemnity health insurance is one option.



• Where To Start Looking For The Best Low Cost Individual Health Insurance Plan - Finding a good low cost health insurance plan does not simply mean looking for the lowest premium but means fully understanding all of the costs that make up the total cost of a health insurance plan.



• Buying Individual Health Insurance - For many people the starting point in looking for a health insurance plan is the cost of cover. However, as we will demonstrate, your initial focus should not be on the price of health insurance.

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WellPoint Posts 4% Increase in Profit for Second Quarter - California Healthline
29 Jul 2010 at 10:41am

WellPoint Posts 4% Increase in Profit for Second Quarter
California Healthline
On Wednesday, health insurance company WellPoint reported a second-quarter profit increase of 4% on $722.4 million in revenue, a 26% increase in earnings ...
On the Call: ...
Employers Peg Insurance Premiums To Health - Wall Street Journal
29 Jul 2010 at 7:42am

Employers Peg Insurance Premiums To Health
Wall Street Journal
Such penalties will likely take the form of higher health insurance premiums or deductibles, or higher out-of-pocket expenses than employees who are deemed ...

and more »
1 million people in Pa. don't have health insurance - Leader Vindicator
29 Jul 2010 at 9:16am

TopNews United Kingdom (blog)
1 million people in Pa. don't have health insurance
Leader Vindicator
HARRISBURG - The US Census Bureau released estimates on the number of people covered by health insurance for states and counties. The Small Area Healt...
HHS Clarifies Rules for Children's Health Care Insurance Policies - Californi...
29 Jul 2010 at 10:42am

TopNews United Kingdom (blog)
HHS Clarifies Rules for Children's Health Care Insurance Policies
California Healthline
On Wednesday, HHS issued a clarification of a provision under the new health reform law that requires health insurance companies to ...